BoatU.S. has been a leader in marine lending over 30 years. Nationwide we offer excellent rates and outstanding customer service. Apply now using our new Online Application and receive an instant approval or you can also print and fax to our office.

For the fastest service be sure your application is complete (NO questions unanswered). Apply online or print and fax your application to our office. Approval time can be instantly online, the same day or within 24 hours Monday - Friday. After your application is approved a BoatU.S. loan administrator will contact you to set a closing date and review closing procedures. Closing can take as few as 3 days no matter where you live in the continental U.S. Work is processed by phone, fax, e-mail and federal express. Your BoatU.S. loan administrator will coordinate all transactions between you and the seller necessary for a smooth transfer of ownership. Customer service is our number one priority.

New Online Application Offers Instant Approvals.
No matter where you are in the country, BoatU.S. Finance can handle your boat loan quickly. By e-mail, fax, phone and express mail we co-ordinate between seller and buyer to meet your closing date.

Click Here to Apply

The following guidelines answer most loan applicant's questions.

Loan amount: The minimum loan amount at our advertised interest rates is $25,000.

Down payment: Down payments are as low as 15%.

Terms: Loans $25,000 - $99,000 up to 15 years. Loan $100,000 and over 15-20 years (20-year loans restricted to boats 7 model years or newer).

Refinancing: Rates and Terms are the same for refinancing.

Survey: A survey is generally required for boats older than 5 model years.